- - Here's who gets Social Security payments this week on Dec. 24

Fernando Cervantes Jr., USA TODAYDecember 22, 2025 at 5:04 AM

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Here's who gets Social Security payments this week on Dec. 24

The third and final wave of Social Security payments for December is scheduled to be distributed this week, less than a month until the upcoming cost-of-living adjustment takes effect.

Following the December payments, recipients will receive larger checks thanks to a 2.8% cost-of-living adjustment (COLA). Payments will rise by about $56 per month, on average, when the COLA takes effect in January 2026, the Social Security Administration said.

Apart from the payment adjustments, Social Security beneficiaries have seen other changes, including the transition from paper checks to direct deposit to bank accounts or a Direct Express card.

Here’s what you about this week’s Social Security payments.

Who gets their Social Security payment this week?

Beneficiaries who were born between the 21st and 31st day of their birth month are set to receive their monthly Social Security benefit on Wednesday, Dec. 24, according to the SSA’s payment calendar.

When are Social Security payments sent?

Social Security benefits – mainly paid to recipients who are older or retired – are typically paid on Wednesdays.

If a recipient’s birthdate is between the first and 10th of the month, they are usually issued payments on the second Wednesday of the payment month, according to the SSA’s calendar. Recipients born between the 11th and 20th are paid on the third Wednesday, and those born after the 20th are paid on the fourth Wednesday.

For those who received Social Security before May 1997, you can expect your payment on the third day of the month, unless it falls on a weekend or holiday.

Individuals who receive both Social Security and Supplemental Security Income (SSI) can expect their Social Security payment on the third day of the month and their SSI payment on the first day of the month.

Full 2025 Social Security payment calendarSSI payment schedule for the rest of 2025 and into 2026

SSI checks will be sent out on the following dates in 2025 and early 2026, according to the SSA calendar:

Wednesday, Dec. 31, 2025 (Check for January 2026)

Friday, Jan. 30, 2026 (Check for February 2026)

Friday, Feb. 27, 2026 (Check for March 2026)

USA TODAY’s Mike Snider contributed to this report.

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Reach him at [email protected] and follow him on X @fern_cerv_.

This article originally appeared on USA TODAY: Social Security checks to be sent Dec. 24. See full payment schedule.

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